I understand that the lump sum payment amount noted in section 4 will include a tax free proportion that is the same in percentage terms as the tax free proportion of the superwrap account from which the lump sum payment is being drawn down. The pds contains detailed information about the perpetual private super wrap such as the features, benefits, risks fees and costs. Before applying for superwrap personal super plan or superwrap pension plan, it is important that you consider the product disclosure statement pds for superwrap, together. Margin lending and regular withdrawal facilities are available for bt wrap, while online deposits are available for both bt wrap and bt superwrap withdrawals placed before 3pm sydneytime are completed overnight. November 2016 superwrap advice related fee amendment. About superwrap the superwrap fund is a complying superannuation fund, constituted under the retirement wrap trust deed dated february 999. About superwrap superwrap refers to the bt superwrap open personal super plan personal super plan and the bt superwrap open pension plan pension plan. Incubator sse to run a mentorship training program for australias emerging. Within the fees and other costs table in the administration fees section, in the row titled administration fee asset based, the wording under how and when.
Pds is bt funds management ltd abn 63 002 916 458, afsl 233724 btfm, we. This notice updates information in the product disclosure statement for super wrap dated 1 july 2019 pds. The administrator of cwrap superwrap is bt portfolio. Bt funds management limited abn 63 002 916 458 is the trustee and issuer of superwrap, which is part of retirement wrap abn 39 827 542 991. Within the fees and other costs section of the pds, add the following note above the fees and other costs table. This notice is to be read in conjunction with the pds. The administrator of superwrap is bt portfolio services ltd abn 73 095 055 208 afsl 233715 the administrator. Superwrap does not control and is not responsible for duty fees. L0001090 btfm is the trustee and issuer of superwrap. Bt portfolio services ltd abn 73 095 055 208 btps operates wrap and administers superwrap. Dont understand how they can possibly charge u 2 reconnection fees in the space of a month.
Bt funds management limited abn 63 002 916 458 australian financial services licence no. Reducing unplanned downtime, maximising productivity and increasing profitability. You understand that nominating bt super for life as your chosen fund for employer contributions does not mean that an account you may have in another super fund will be closed or your balance in that account will be rolled over to bt super for life automatically. Product disclosure statement and policy document btpp pds before deciding whether to acquire or continue to hold or dispose of a bt protection plans reserve bt reserve policy.
A guide to your superwrap personal super plan annual statement for 30 june 2019. Bt portfolio services ltd the administrator abn 73 095 055 208. To find out about bt and the life insurance code of practice, please visit bt. A product disclosure statement pds is available for superwrap and can be. Before you make an investment decision it is recommended you obtain professional financial advice from your financial adviser tailored to your personal circumstances. This update is issued by bt funds management ltd abn 63 002 916 458 afsl no.
The genesys wealth advisers client care program is designed to. Accountbased income streamaccountbased pension is a pension paid generally on retirement from superannuation benefits standing to the credit of your account. A guide to your superwrap pension plan or term allocated. Within the fees and other costs section of the pds. Superwrap refers to the superwrap personal super plan and superwrap pension plan. The benefits of bt wrap and bt superwrap for advisers. Genesys wealth advisers ltd, receive fees and brokerage from the. The pds for the superwrap personal super plan is comprised of the superwrap information brochure, the. Previous article bt protection plan reserve reference pds 190312 next article st george protection plans adviser guide 190312 the riskinfo resource centre makes extensive use of the pdf file format. Refer to the product disclosure statement and canstars fscg. Bt life protection plans superwrap and superwrap essentials. Bt investment funds product disclosure statement pds dated 30 september 2017 bt investment funds the responsible entities are. The administrator of superwrap is bt portfolio services ltd the administrator abn 73 095 055 208 afsl 233715.
Bt financial group bt superwrap personal super plan. Bt estimates that between 10 and 20 per cent of bt wrap customers will take advantage of this opportunity to lower their fees. Plans pds and the bt capital protection fund pds are available for free from your adviser, at superwrap. Pds asset management software is an asset management and condition monitoring application for both web, android and ios that eliminates the need for complicated spreadsheets and inefficient handwritten reports. The science of software costpricing may not be easy to understand. Updating the information in the superwrap product disclosure. Bt portfolio superwrap essentials information brochure.
The administrator of cwrap superwrap is bt portfolio services ltd. Netwealth superannuation master fund super wrap notification. Cheque deposits for your convenience, you can make member contributions into your superwrap cash account by. Bt superwrap platforms bt professional bt financial group. Bt portfolio superwrap essentials information brochure personal super plan pension plan term allocated pension plan product disclosure statement pds the distributor of bt portfolio superwrap essentials is westpac banking corporation. By continuing to use this site we assume you are ok with our notice. If you are ordering from united states, you may be charged with some import fees. Bt super for life forms part of retirement wrap the fund abn 39 827 542 991 and is issued by bt funds management limited abn 63 002 916 458 afsl 233724 btfm, trustee, we, us, the trustee of the fund. Were releasing tax statements from late july to october, depending on when we receive tax information from fund managers and share registries. Reducing client pension minimums on bt platforms bt. This sisg is issued by bt portfolio services ltd abn 73 095 055 208 afsl 233715 administrator and should be read together with the isg. Bt superwrap allocated pension plan pension ratecity. Bt superwrap managed investments fees and costs list. The fee measures disclosed in this document relate to the underlying managed fund investment options only and do not include any fees and costs paid directly to the trustee or the administrator from your superwrap account.
Bt superwrap available managed funds list 29 nov 2018. For further information about bt protection plans reserve bt reserve, see chapter 4 of this pds and the bt reserve reference document dated 1 april 2019. The booklet, the investment options booklet and the bt protection plans pds are available for free from your adviser, at superwrap. Retirement funding gender gap closing slowly but surely. Please refer to the bt life protection plans superwrap and superwrap essentials insurance booklet for more details or.
Direct debit service agreement this agreement sets out the terms on which you have authorised bt portfolio services ltd abn 73 095 055 208 the administrator to arrange for amounts that become. A pds for the asgard products can be obtained by contacting asgard on 1800 731 804or by visiting. Sep 27, 2019 when comparing pds maintenance to their competitors, on a scale between 1 to 10 pds maintenance is rated 6. Whether you need an endtoend recruiting, human resources, benefits, and payroll solution, or a full range of other hr services, we build technology for you to match your specific needs in a personalized manner.
Updating the information in the wrap investor short guide and. Find out what could be included in an bt superannuation policy. Superwrap is issued by bt funds management limited abn 63 002 916 458 afsl 233724, the trustee of retirement wrap btfm, we, us, trustee. This supplementary product disclosure statement spds is dated 30 september 2017 and supplements the product disclosure statement pds and any other spdss for superwrap. Bt funds management limited abn 63 002 916 458 is the trustee and issuer of superwrap. All superwrap products are carefully inspected and signed off before being shipped to ensure there are no critical damages on any products. Superwrap is part of the retirement wrap superannuation fund the fund. For a super fund to earn 5 apples it must be one of the highest quality funds. Before applying for superwrap essentials personal super plan or superwrap essentials pension plan, it is important that you read. A product disclosure statement pds or other disclosure document is available for wrap and superwrap the wrap products and can be obtained from your financial adviser. Below is a summary of changes which may impact the way you use super wrap. A product disclosure statement or other disclosure document pds for the panorama products and the superwrap products can be obtained by contacting bt on 0 783 143 or by visiting bt. This spds is issued by the trustee of superwrap bt funds management limited abn 63 002 916 458 afsl no.
Superwrap is issued by bt funds management limited. Bt funds management limited abn 63 002 916 458 afsl 233724 btfm is the trustee and issuer of bt panorama super and bt superwrap open, which are part of retirement wrap abn 39 827 542 991, and the trustee and issuer of asgard open ewrap superpension, which is part of the asgard independence plan division 2 abn 90 194 410 365. Pds refers to the product disclosure statement for the bt portfolio superwrap. You may only elect a licensee advice fee where this fee type is offered in the pds and your advisers dealer group has registered. Bt superwrap investment options booklet 12 nov 2018. About superwrap superwrap refers to the bt select administrator superwrap personal super plan personal super plan and the bt select administrator superwrap pension plan pension plan.
You should obtain and consider the pds before deciding whether to acquire, continue to hold or. Superwrap helps your clients build and protect their retirement nest egg offering all the choice, flexibility and control they should expect from a market leading platform. Enjoy total convenience with 24 hour access and control of the platform for you or your clients. Bt funds management limited abn 63 002 916 458, afsl number 233724, rse license. Netwealth investments limited is the trustee and custodian of the netwealth superannuation master fund, operator and custodian of the netwealth wrap service and the russell investments portfolio service, and responsible entity and custodian of the netwealth managed account and the netwealth global specialist series managed funds. Quick and easy member contributions into your superwrap cash. How to open an account 8 things you should know this product disclosure statement pds provides a summary of significant. Bt super for life retirement account was established in 2007 to service the retirement needs of members from a wide range of industries.
Conditions apply, always consult the product disclosure statement pds. This supplementary product disclosure statement spds is dated 1 july 2016 and supplements the product disclosure statement pds for bt superwrap. Bt financial group has attempted to refute a bell potter research report that found the highly publicised fee changes to its panorama platform didnt stack up against its competitors, especially for lower balances. L0001090 btfm is the trustee and issuer of superwrap, which is part of retirement wrap abn 39 827 542 991 rse registration r10027 retirement wrap. The details of the distributor of superwrap are set out in the pds. This spds is issued by the trustee of superwrap bt funds management limited abn 63 002 916 458 afsl 233724 and should be read together with the pds. A product disclosure statement pds for superwrap can be obtained from your financial adviser. Product disclosure statement pds for superwrap, together with this booklet. Whos responsible for bt life protection plans superwrap and superwrap essentials administrator. A guide to your superwrap pension plan or term allocated pension plan annual statement for 30 june 2019. Bt portfolio services ltd abn 73 095 055 208, afsl no. Bt superwrap essentials personal super plan, wrap account, 1. This will contain the relevant details you need to make a decision about whether to invest in the fund, and usually includes fees and riskreturn information.
Member contributions can be made into your superwrap account using bpay. The information in this document forms part of the product disclosure statement pds for bt super for life dated 1 april 2020. Superwrap personal super plan pension plan withdrawal form. Superwrap bt funds management limited abn 63 002 916 458 afsl 233724 and should be read together with the pds. Please ensure that you read the product disclosure statement to determine. Bt funds management limited abn 63 002 916 458, afsl no.
After 3 months of trying theyve only just made me aware that i could potentially cancel because my new area doesnt cover fibre. Personal super plan and the superwrap essentials personal super plan each a plan. All documents that form part of the pds for the plan you are interested in must be provided to you at the same time by your adviser. Product disclosure statement pds cwrap superwrap investment options booklet cwrap superwrap personal super plan cwrap superwrap pension plan cwrap superwrap term allocated pension plan the distributor of cwrap superwrap is capstone financial planning pl. The fund is a public offer fund and allows members from all industries to apply for membership. Please read this pds to understand the protection plans policy features, benefits. Bt portfolio superwrap information brochure personal super plan pension plan term allocated pension plan product disclosure statement pds the distributor of bt portfolio superwrap is westpac banking corporation. Perforate perforate page 1 of 3 btf330580615px superwrap eue raer oveer 01 superwrap request to transfer 1 july 2015 bt funds management limited abn 63 002 916 458 is the trustee and issuer of superwrap, which is part of retirement wrap abn 39 827 542 991. The average net worth of australian women in the preretirement phase aged 5064 and still working has increased by 26. Bt investment funds includes bt cash management trust. Visit canstar today and see how bt superannuation stacks up against other super funds. The administrator of superwrap and superwrap essentials is.
You need to include your customer reference number crn which is 3401 if your investor number is m01234567, your crn will be 340101234567. A product disclosure statement or pds is a document or sometimes a group of documents that contains information about a financial product, including any significant benefits and risks, the cost of the financial product and the fees and charges that the financial product issuer may receive. About superwrap superwrap refers to the bt superwrap. The administrator of bt portfolio superwrap is bt portfolio services ltd. Bt superwrap allocated pension plan was established in 1999 and has been designed to provide a wide range of investment options to members and their authorised advisers. Bt portfolio services ltd abn 73 095 055 208 btps operates wrap including wrap essentials wrap and administers superwrap including superwrap essentials superwrap. Pds is obsessed with caring for your human capital management needs on a granular level.
What is an accountbased income streamaccountbased pension. A product disclosure statement pds is available for superwrap and can be obtained from your financial adviser. Bt portfolio services ltd abn 73 095 055 208 administers superwrap. Each fee measure is calculated by adding the fees of the underlying managed fund together with specified costs and dividing. The underlying funds you choose will have management fees which are charged in addition to the wrap account administration fees if investing in shares no investment management fees will apply. Disclosure documents are available, without charge, from us.
Our notice explains how we use cookies and how you can manage them. Bt funds management limited abn 63 002 916 458, rse l0001090 is the trustee and issuer of superwrap abn 39 827 542 991, rse r10027. Product disclosure statements the information contained in this list is general information only and does not take into account your personal objectives, financial situation andor needs. Bt panorama super product disclosure statement dated 14 march 2020 product disclosure statement for bt panorama super panorama super issued by bt funds management limited abn 63 002 916 458 afsl 233724 usi 39 827 542 991 002 275 kent st, sydney, nsw 2000 super fund details. Current product name eg bt portfolio wrap superwrap new product name eg bt wrap superwrap 4.
The administrator of bt portfolio superwrap essentials is bt portfolio services ltd. This figure represents the total amount of fees deducted from your account net of reduced input tax credit ritc. Bt superwrap is a superannuation investment platform that gives you and your. There are no switching fees, although a buysell spread may apply.
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